Life Insurance :Does Aviva Life Insurance test for THC/nicotine?

Posted by – August 30, 2010

I’m about to schedule a blood and urine sample testing for Aviva Life Insurance.I was wondering if they look for THC/nicotine in either the blood or urine tests.The answer to THC would be yes they do test for it. However, this may vary depending on the amount of life insurance you

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I’m about to schedule a blood and urine sample testing for Aviva Life Insurance.I was wondering if they look for THC/nicotine in either the blood or urine tests.The answer to THC would be yes they do test for it. However, this may vary depending on the amount of life insurance you request.The answer to nicotine would be yes they do test for it because they are trying to determine if you falsely completed your insurance application. It usually takes about 36 hrs for all nicotine to leave your system, but it may be longer depending on your smoking habits and the type of test, urine, saliva, or hair follicle.Make sure you answer all life insurance application questions truthfully, since a lie caught on your application will usually end up in you being declined for life insurance.In addition, there are life insurance plans that require no physical examination, no blood or urine testing. These plans may offer a limited amount of life insurance and higher rates than charged for life insurance requiring a medical exam.Here’s how you can learn more about term life insurance with no exam required, just a few health questions.NEW! Here’s How to Buy up to 0,000 of Term LifeInsurance without any Medical Exam,Just a Few Health Questions. var addthis_pub = ‘hadley’; Disclosure: Compensated Affiliate

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