Life Insurance Information

Is it wise to allow a life insurance company to test your blood?You have no choice if that’s what they require when you apply for life insurance. If you refuse the blood test, they won’t give you a life insurance policy, they will decline you for coverage. If you want the life insurance,

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Is it wise to allow a life insurance company to test your blood?You have no choice if that’s what they require when you apply for life insurance. If you refuse the blood test, they won’t give you a life insurance policy, they will decline you for coverage. If you want the life insurance, you have to submit to the testing which may include blood tests, urine test, and a physical examination.The life insurance company needs the results from the testing in order to determine if you have any medical conditions that would make you a risk to insure. The life insurer reviews the blood test results to decide if they will insure you for life insurance.Blood tests may check for high cholesterol, protein levels, prescription drugs, illegal drugs, marijuana, cocaine, methamphetamine, diabetes, HIV/AIDS, STD’s, and other medical conditions.However, there are life insurance plans that do nit require any blood testing. These plans may offer a limited amount of life insurance, and higher rates than life insurance that does require a blood test.Up to 10% of the population may have a phobia about needles and blood. With this in mind, an option for you to consider may be term life insurance no blood tests.NEW! Here’s How to Buy up to 0,000 of Term LifeInsurance without any Medical Exam,Just a Few Health Questions. var addthis_pub = ‘hadley’; Disclosure: Compensated Affiliate

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