Life Insurance Information

Life insurance…can my husband “reapply” in a year?My husband and I just got life insurance policies. I came back premium plus, he came back standard cause of high cholesterol. My question is…if he works on his cholesterol can he reapply in a year and hopefully get a lower rate?

=============
Article Content:
Life insurance…can my husband “reapply” in a year?My husband and I just got life insurance policies. I came back premium plus, he came back standard cause of high cholesterol. My question is…if he works on his cholesterol can he reapply in a year and hopefully get a lower rate? Can it be same company or must it be someone else? If high cholesterol is controlled with let’s say medication would he be eligible for a better rate?Yes, he can reapply for life insurance. He can reapply with the same life insurance company, even if he buys a life insurance policy now, or he can reapply with a different company.You may want to consider buying life insurance now so he has guaranteed coverage, in case something happens and he is unable to qualify for life insurance later, or he passes away before re-applying for a policy.When he gets his cholesterol level under control, he’s probably going to be best off shopping around – maybe there’s another company out there that will give even better rates than the one that’s quoting him right now. Rates can change quickly. As long as he’s going to shop it out again, he might as well compare term life insurance quotes from up to 70 highly-rated life insurance companies. There’s no delays, and no obligation.NEW! Here’s How to Buy up to 0,000 of Term LifeInsurance without any Medical Exam,Just a Few Health Questions. var addthis_pub = ‘hadley’; Disclosure: Compensated Affiliate

———————